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4 Online Financial Ventures For Stay-at-Home Moms

Updated: Aug 1, 2022

By: Phillip C. Gage

It’s no secret that stay-at-home moms have a lot on their plates. Aside from

managing the home and taking care of the kids, studies say that many women also

often stress about finances. In fact, a recent Bankrate survey reveals that up to 46%

of all women say that financial stressors are so prevalent that it negatively impacts

their mental health. As such, it’s only natural for moms to look into extra sources

of income to assuage money-related woes. Fortunately, stay-at-home moms don’t

need to find work outside of the home if they prefer to work remotely. Thanks to

the continued rise in online penetration, there are many online financial ventures

that enterprising moms can make the most of today. Here are some of them:

Finance Writer

Good with money? Then try sharing your financial wisdom online. According to

nationwide surveys, upwards of 60% of people don’t know how to get a grip on

their finances. This includes everything from debt management to everyday

budgeting. Therefore, if you’re able to offer up free and genuinely helpful financial

tips online, you may find that you can even monetize your blog. Granted, before

you earn from a blog you first have to create enough content and amass a decent

following. But thankfully, the massive demand for online content (especially for

relevant topics like finance) is ever-growing. As a matter of fact, Leslie

Campos notes that becoming a content creator is one of the best business models

for moms. After all, to become a content creator you need little to no startup costs

and the freelance work setup allows you prime flexibility. You can even tailor your

blog for fellow moms, which will allow you to target a niche market. Later on, you

may even offer your services for financial journals or companies that are similarly

looking to publish more well-written content.

Dividend Stock Holder

Recognized as one of the most reliable means to passively earn income, dividend

stocks are a great option for inexperienced investors. As per experts on CNBC, the

current economic circumstances bode well for dividend stocks. This is because

they are relatively stable and can generate considerably high returns. Although not

entirely risk-free, dividend stocks are available in a variety of businesses, so there

are a lot of options available. For reference, the S&P 100 (which lists the biggest

companies nationwide) includes many diverse players that are known for

increasing their annual dividends. Because holding dividend stocks is a passive

form of income, busy moms don’t need to carve out time just for this venture.

Since most newbie investors are recommended to acquire their stocks via a mutual

fund, you’re likely to have a licensed stockbroker handling the day-to-day tasks


Forex Trader

Although it may seem like a complicated industry to get into, forex is actually a

great market for casual and new traders. As explained by FXCM, forex has an

abundance of potential since it’s globally active 24/5 and has unmatched

flexibility. Unlike other tradeable assets, forex can be optimized even if the market

is on a high or a dip since currencies are essentially always in-demand. If need be,

traders can even make use of forex trading demo accounts first. These mock

accounts can minimize risk and help teach better trading strategies without any

assets on the line. On top of this, since forex is the most liquid market (worth about

$6.6 trillion in daily trading volume) traders can stand to profit even if they’re only

day trading. This means that stay-at-home moms don’t have to worry about

missing out even if they’re only trading for a few hours daily.

NFT Investor

Today, non-fungible tokens (NFTs) are becoming some of the most popular digital

assets in the market. Similar to cryptocurrencies, NFTs are also blockchain-based

financial diversifiers that can be created, launched, and traded purely online.

However, unlike cryptocurrencies, the value of NFTs is a little less speculative

which makes dabbling in them a bit less risky. Recently, the value of NFTs spiked

by over 21,000% in 2021 alone. According to a report by Louise Matsakis, a

growing number of moms have started investing in NFTs. The promising profits

behind the NFT boom have been so large, that many moms are even choosing to

invest in the market full-time. For some, the profit they’ve made within a few

months has even been equivalent to working a regular full-time job for 20 years.

Of course, NFTs are not totally risk-free, but they can be extremely lucrative if

invested in wisely.

Gone are the days when parents had to leave the home to make a decent living.

Today, stay-at-home moms can use the internet to either pad their income or

pursue full-time remote jobs. In this way, moms don’t need to compromise

between achieving family time or financial security.


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